Business and Real Estate

Benefits of ICICI Insta Saving Account

ICICI Insta saving account is an instant savings account facility by the ICICI bank. The applicant can  open an ICICI saving account with an aadhaar card. The ICICI insta saving account opening process is  simple and saves a lot of time. Moreover, you can apply for the account at the age of 18 years.  

Various other benefits are provided to the applicant who wishes to open an instant savings account with  the ICICI bank. In this blog, you will know about the benefits of opening an ICICI Insta saving account.  

Benefits of ICICI Insta Saving Account

Save time by opening account online instantly:  

The process is quite simple and time saving. You just need an Adhar card authentication to apply.  Moreover, the process is online so you don’t have to visit the branch to apply.  

5 free ATM withdrawals:  

The customers get 5 ATM withdrawals for free at any banks’ ATM every month.  

Air accidental insurance cover:  

With the Insta saving accounts, you get an Air accidental insurance cover of Rs.50000.  

Platinum debit card:  

You get a platinum debt card in which you can earn reward points when you spend.  

Reward points on the debit card:  

You can win 1 PAYBACK Point from ICICI Bank Rewards, on every Rs 200 spent using your ICICI  Bank Smart Shopper Silver Debit Card. 

Offers in restaurants and shops: 

With the ICCI Insta savings account, you get various exciting offers at restaurants and at online  shopping portals in items such as groceries, electronics, apparels and accessories. Moreover, you also  get offers in travel.  

You can enjoy exciting offers on Amazon, Flipkart, Bigbasket, Swiggy, Eros Now, PharmEasy and more  brands.  

Free monthly Email statements:  

You get free monthly Email statements with the ICICI Insta savings account.  

Purchase protection:  

On purchase using the ICICI bank debit card, the goods get purchase protection of up to Rs.50000.  Your goods get protection from theft, Fire or loss in transit till 90 days from the date of purchase.

Eligibility to apply for ICICI Insta saving account:  

Individual customer:  

The applicant applying for the account must be an individual customer.  

Age to apply:  

The applicant applying for the account must be above 18 years of age.  

Resident of India:  

The applicant must be an Indian citizen.  

Procedure to apply for an ICICI Insta saving account:  

• First you need to visit the ICICI bank official website and the Insta savings account section. • After clicking ‘open an account instantly’, you will be directed to the application process page. • Enter your email id, mobile number, and pan number.  

• Then authenticate your aadhaar card details. type in the OTP you received on the registered  mobile number.  

• Lastly, accept the terms and conditions. You then need to complete the video KYC process to  complete the process.  

In the KYC process you need to have the following documents in hand:  

A physical PAN card Blank white paper and blue or black pen.  

A clear background and visible face.  

Lastly, you need a good network connection.  

After following these steps you have now applied to the ICICI Insta saving account. The bank  representatives will reach you out soon in case you are eligible.  

Summing up:  After reading this blog, you know the various benefits of the ICICI Insta savings account, the procedure  to apply for the account and the eligibility to apply for the account. There are multiple offers and  rewards with the best savings account. Moreover, you can apply after the age of 18 years. You can apply for the  account if you like the benefits and offers. However, before applying, you should check and compare  with other cards and accounts to get the best option that fits your requirement.

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